Senin, 25 Juli 2016

Company car: how to insure my car?

What risk do I run?

You can your company become involved in a collision. This may cause damage to your car or the other. Or worse, injury to the occupants. But your car, van, operating equipment, trailer or motor run more risks. A business auto insurance can help.

How can I insure myself?

how to insure my car?

You ensure you have at least third party liability (WA), as required by law. This insurance covers damage you cause to others with your vehicle. Do you want to get reimbursed damage to your own car? Then you can choose from WA Limited Casco and WA-Casco (All Risk). With WA Limited Casco insurance is also fire, theft, burglary, glass breakage, storm and hail damage to your insured vehicle.

With WA Casco insurance you also get compensation for damage to your vehicle if you caused the accident. Usually in these insurances also a legal and insurance up / occupants.


What reimburse car insurance does not?

Damage to your own car you do not get paid when they arose doordaf you drove carelessly or recklessly. Or was under the influence of alcohol or drugs. Damage caused by poor maintenance of your car is not insured.

I assure my car for business or pleasure?

A common question among starters. The answer is not so simple. It depends on the number of kilometers you drive per year, the catalog value of your car and the car or on your balance sheet or income status. So ask your insurance adviser for advice. Tip: Learn more about the advantages and disadvantages of business drive you have on the overview page Company car .

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