A fifth freelancers insured
This ZMP'ers cover this risk more often with insurance. In 2013, almost 35 percent insured against disability, well above the proportion of insured self-employed almost 22 percent.
Women are less likely assured
CBS also announced that female self-employed generally take out disability insurance less likely than their male counterparts. Even without in-house partner self-employed women have fewer disability insurance than men: thirteen to nineteen percent.Men insure accurate speed against disability if they have a partner with whom they live together: 33 percent of these independent professionals has hedged this risk in that case.
The older, the more assured
Young people are the least likely to be insured against disability. More than one in ten self-employed to 25 years pay disability insurance premium. In the age group 25 to 45 years, a quarter insured. In the age to 65 reduces the number of insured self-employed lightning.Also, the income of self-employed professionals play an important role in the decision to move or not against incapacity to insure. The higher the income, the more frequently the freelancer has insured against this risk.