Jumat, 08 Juli 2016

Factors that may affect the domestic insurance premium

Factors that may affect the domestic insurance premium.

Residential area :
If you live in a high-risk area, your premium will be higher than in a low-risk area.

Roof and wall construction:
If your house is not a standard roof (eg. Thatched) or walls do not there is a greater risk than a standard home and will increase your premium.

Factors that may affect the domestic insurance premium

Security:
the insurer will stipulate the minimum security requirements are based on the area in which you live. If your security measures are more required than the minimum, you may qualify for a discount on your premium.

Exclusion:
In general household covered against fire, theft, wind and storm damage. If you have any of these, such as burglary and theft, exclude, can your premium may be reduced.

Claim-free years:
a person who is going to be higher for the first time take out insurance, premium as a person who has a few years a policy without having to claim. Discounts are calculated on the number of years you are guaranteed not to demand.


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